The Season of “goodwill toward men” (and women) is upon us, and many channel that sentiment in an altruistic desire to help those less fortunate than ourselves. When the urge to give generously strikes, the prudent philanthropist is wise to pause and consider the worthiness of a prospective charity to be sure that the intended recipients are the ones to benefit from the gift. This week we provide some tools to test a charity so when you give, you can know you are helping where it is needed most.    Tuesday’s Tip — December 15, 2015 (Charity Finders)